Capital City Home Loans

Meredith Shave is fantastic. It was our first time buying a home, and she made sure to walk us through everything. Her team helped through the whole process and make sure we felt comfortable with where we were at. They were very professional and helpful through it all. I can’t say enough good things about her and Capital City Home Loans. Highly recommend!!!!

Meredith Shave(Loan Officer) and her team provided an incredible, personal experience from start to finish. Beyond her expert mortgage knowledge, she made me feel like a friend, not just a client. I’ll definitely use her again and will highly recommend her to my entire network!

I highly recommend Ben and his team at Capital City Home Loans. He has been in the business for a long time and is very knowledgeable and friendly. I really appreciate all their patience and expertise with securing my new home loan. He has also been a long time resident of Amelia Island and was a great resource.

Meredith Shave enthusiastically and immediately responded in the affirmative to a text message I sent on a Sunday night asking whether she would have time to meet with my out of state Buyer on Monday before his scheduled flight out on Tuesday morning. During the meeting, Meredith presented several financing options for consideration for his unique situation. Meredith's knowledge, experience, professionalism, responsiveness, initiative and integrity instilled confidence that Capital City Home Loans was the right lender for this transaction. Meredith and her team closely communicated with the Buyer and everyone else involved throughout the process and were able to close the loan within 30 days. I am very grateful and highly recommend Meredith Shave, Ben Stephens, Austin Barnhill and Beth Davey at Capital City Home Loans. They know the Amelia Island/Fernandina Beach real estate market!